Building Credit

CONTACT

1818 H Street NW
Washington, DC 20433
USA

wbl@worldbank.org

Indira Chand
Media Inquiries

+1 (202) 458-0434

ichand@worldbank.org

STAY CONNECTED

Assessing women’s financial inclusion and the strength of credit reporting systems.

Factsheet

Trends and priorities in building credit.

Topic Note

Mapping the Legal Gender Gap in Using Property & Building Credit (2012)

Economy	Region	What is the minimum loan amount covered in the private credit bureau or public credit registry (%GNI/capita)?	Do retailers provide information to credit agencies?	Do retailers provide positive information to credit agencies?	Do retailers provide negative information to credit agencies?	Do utility companies provide information to credit agencies?	Do utility companies provide positive information to credit agencies?	Do utility companies provide negative information to credit agencies?	Do microfinance institutions provide information to credit agencies?	Do microfinance institutions provide positive information to credit agencies?	Do microfinance institutions provide negative information to credit agencies?
Afghanistan	SA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Albania	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Algeria	MENA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Angola	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Antigua and Barbuda	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Argentina	LAC	0%	Yes	No	Yes	Yes	No	Yes	No	No	No
Armenia	ECA	0%	No	No	No	Yes	No	Yes	No	No	No
Australia	OECD	0%	Yes	No	Yes	Yes	No	Yes	Yes	No	Yes
Austria	OECD	1%	Yes	Yes	Yes	Yes	Yes	Yes	No	No	No
Azerbaijan	ECA	0%	No	No	No	No	No	No	No	No	No
Bahamas, The	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Bahrain	MENA	0%	Yes	Yes	Yes	No	No	No	Yes	Yes	Yes
Bangladesh	SA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Barbados	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Belarus	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Belgium	OECD	1%	Yes	Yes	Yes	No	No	No	No	No	No
Belize	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Benin	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Bhutan	SA	0%	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
Bolivia	LAC	0%	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes
Bosnia and Herzegovina	ECA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Botswana	SSA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Brazil	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Brunei Darussalam	EAP	0%	No	No	No	Yes	No	Yes	No	No	No
Bulgaria	ECA	0%	No	No	No	No	No	No	No	No	No
Burkina Faso	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Burundi	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cabo Verde	SSA	0%	No	No	No	No	No	No	No	No	No
Cambodia	EAP	0%	No	No	No	No	No	No	Yes	Yes	Yes
Cameroon	SSA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Canada	OECD	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Central African Republic	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Chad	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Chile	OECD	0%	Yes	No	Yes	No	No	No	Yes	No	Yes
China	EAP	0%	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
Colombia	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Comoros	SSA	29%	No	No	No	No	No	No	No	No	No
Congo, Dem. Rep.	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Congo, Rep.	SSA	1%	No	No	No	No	No	No	No	No	No
Costa Rica	LAC	0%	No	No	No	Yes	Yes	Yes	No	No	No
Côte d'Ivoire	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Croatia	ECA	0%	No	No	No	No	No	No	No	No	No
Cyprus	ECA	0%	No	No	No	No	No	No	No	No	No
Czech Republic	OECD	0%	No	No	No	No	No	No	Yes	Yes	Yes
Denmark	OECD	0%	Yes	No	Yes	Yes	No	Yes	No	No	No
Djibouti	MENA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dominica	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dominican Republic	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	No	No	No
Ecuador	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Egypt, Arab Rep.	MENA	0%	Yes	Yes	Yes	No	No	No	Yes	Yes	Yes
El Salvador	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Equatorial Guinea	SSA	0%	No	No	No	No	No	No	No	No	No
Eritrea	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Estonia	OECD	0%	Yes	No	Yes	Yes	No	Yes	Yes	No	Yes
Eswatini	SSA	0%	Yes	Yes	Yes	Yes	No	Yes	Yes	No	Yes
Ethiopia	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Fiji	EAP	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Finland	OECD	0%	No	No	No	No	No	No	No	No	No
France	OECD	0%	No	No	No	No	No	No	Yes	No	Yes
Gabon	SSA	0%	No	No	No	No	No	No	No	No	No
Gambia, The	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Georgia	ECA	0%	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
Germany	OECD	0%	Yes	Yes	Yes	Yes	Yes	Yes	No	No	No
Ghana	SSA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Greece	OECD	0%	No	No	No	No	No	No	No	No	No
Grenada	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Guatemala	LAC	0%	Yes	Yes	Yes	Yes	No	Yes	No	No	No
Guinea	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Guinea-Bissau	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Guyana	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Haiti	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Honduras	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Hong Kong SAR, China	EAP	0%	No	No	No	No	No	No	No	No	No
Hungary	OECD	0%	No	No	No	No	No	No	Yes	Yes	Yes
Iceland	OECD	0%	Yes	Yes	Yes	Yes	No	Yes	Yes	No	Yes
India	SA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Indonesia	EAP	0%	No	No	No	No	No	No	Yes	Yes	Yes
Iran, Islamic Rep.	MENA	0%	Yes	No	Yes	No	No	No	Yes	Yes	Yes
Iraq	MENA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Ireland	OECD	0%	No	No	No	No	No	No	No	No	No
Israel	OECD	0%	No	No	No	Yes	No	Yes	No	No	No
Italy	OECD	0%	No	No	No	No	No	No	Yes	Yes	Yes
Jamaica	LAC	0%	No	No	No	No	No	No	Yes	Yes	Yes
Japan	OECD	0%	Yes	Yes	Yes	No	No	No	No	No	No
Jordan	MENA	0%	No	No	No	No	No	No	No	No	No
Kazakhstan	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Kenya	SSA	0%	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
Kiribati	EAP	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Korea, Rep.	OECD	0%	Yes	Yes	Yes	No	No	No	Yes	Yes	Yes
Kosovo	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Kuwait	MENA	0%	Yes	Yes	Yes	No	No	No	No	No	No
Kyrgyz Republic	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Lao PDR	EAP	0%	No	No	No	No	No	No	No	No	No
Latvia	ECA	0%	Yes	No	Yes	Yes	No	Yes	Yes	Yes	Yes
Lebanon	MENA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Lesotho	SSA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Liberia	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Libya	MENA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Lithuania	ECA	0%	Yes	No	Yes	Yes	No	Yes	Yes	Yes	Yes
Luxembourg	OECD	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Macedonia, FYR	ECA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Madagascar	SSA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Malawi	SSA	0%	No	No	No	Yes	No	Yes	Yes	Yes	Yes
Malaysia	EAP	0%	Yes	No	Yes	Yes	No	Yes	Yes	Yes	Yes
Maldives	SA	0%	No	No	No	No	No	No	No	No	No
Mali	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Malta	MENA	23%	No	No	No	No	No	No	No	No	No
Marshall Islands	EAP	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Mauritania	SSA	1%	No	No	No	No	No	No	Yes	Yes	Yes
Mauritius	SSA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Mexico	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Micronesia, Fed. Sts.	EAP	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Moldova	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Mongolia	EAP	0%	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
Montenegro	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Morocco	MENA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Mozambique	SSA	0%	No	No	No	No	No	No	No	No	No
Myanmar	EAP	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Namibia	SSA	0%	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes
Nepal	SA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Netherlands	OECD	1%	Yes	Yes	Yes	No	No	No	No	No	No
New Zealand	OECD	0%	Yes	Yes	Yes	Yes	Yes	Yes	No	No	No
Nicaragua	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Niger	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Nigeria	SSA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Norway	OECD	0%	No	No	No	No	No	No	No	No	No
Oman	MENA	0%	No	No	No	No	No	No	No	No	No
Pakistan	SA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Palau	EAP	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Panama	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	No	No	No
Papua New Guinea	EAP	0%	Yes	No	Yes	No	No	No	Yes	No	Yes
Paraguay	LAC	0%	Yes	No	Yes	Yes	No	Yes	No	No	No
Peru	LAC	0%	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
Philippines	EAP	0%	No	No	No	No	No	No	No	No	No
Poland	OECD	0%	No	No	No	Yes	Yes	Yes	No	No	No
Portugal	OECD	0%	No	No	No	No	No	No	No	No	No
Puerto Rico (U.S.)	LAC	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Qatar	MENA	0%	No	No	No	No	No	No	No	No	No
Romania	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Russian Federation	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Rwanda	SSA	0%	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
Samoa	EAP	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
San Marino	ECA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
São Tomé and Príncipe	SSA	10%	No	No	No	No	No	No	No	No	No
Saudi Arabia	MENA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Senegal	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Serbia	ECA	0%	No	No	No	No	No	No	No	No	No
Seychelles	SSA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Sierra Leone	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Singapore	EAP	0%	No	No	No	No	No	No	No	No	No
Slovak Republic	OECD	0%	No	No	No	No	No	No	Yes	Yes	Yes
Slovenia	OECD	0%	No	No	No	No	No	No	No	No	No
Solomon Islands	EAP	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
South Africa	SSA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
South Sudan	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Spain	OECD	0%	Yes	No	Yes	Yes	No	Yes	Yes	No	Yes
Sri Lanka	SA	0%	No	No	No	No	No	No	No	No	No
St. Kitts and Nevis	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
St. Lucia	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
St. Vincent and the Grenadines	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Sudan	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Suriname	LAC	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Sweden	OECD	0%	No	No	No	No	No	No	No	No	No
Switzerland	OECD	0%	Yes	Yes	Yes	No	No	No	No	No	No
Syrian Arab Republic	MENA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Taiwan, China	EAP	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Tajikistan	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Tanzania	SSA	0%	Yes	No	Yes	No	No	No	Yes	Yes	Yes
Thailand	EAP	0%	No	No	No	No	No	No	No	No	No
Timor-Leste	EAP	0%	No	No	No	No	No	No	Yes	Yes	Yes
Togo	SSA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Tonga	EAP	0%	No	No	No	No	No	No	No	No	No
Trinidad and Tobago	LAC	0%	No	No	No	Yes	Yes	Yes	No	No	No
Tunisia	MENA	0%	No	No	No	Yes	Yes	Yes	Yes	Yes	Yes
Turkey	ECA	0%	No	No	No	No	No	No	No	No	No
Uganda	SSA	0%	No	No	No	No	No	No	No	No	No
Ukraine	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
United Arab Emirates	MENA	0%	Yes	Yes	Yes	Yes	Yes	Yes	No	No	No
United Kingdom	OECD	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
United States	OECD	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Uruguay	LAC	0%	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes
Uzbekistan	ECA	0%	No	No	No	No	No	No	Yes	Yes	Yes
Vanuatu	EAP	0%	No	No	No	No	No	No	No	No	No
Venezuela, RB	LAC	0%	No	No	No	No	No	No	No	No	No
Vietnam	EAP	0%	No	No	No	No	No	No	Yes	Yes	Yes
West Bank and Gaza	MENA	0%	Yes	No	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Yemen, Rep.	MENA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Zambia	SSA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Zimbabwe	SSA	0%	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes

Economy	Region	Is discrimination based on gender prohibited in access to credit?	Is discrimination based on marital status prohibited in access to credit?
Afghanistan	SA	No	No
Albania	ECA	Yes	Yes
Algeria	MENA	No	No
Angola	SSA	Yes	No
Antigua and Barbuda	LAC	No	No
Argentina	LAC	No	No
Armenia	ECA	No	No
Australia	OECD	Yes	Yes
Austria	OECD	Yes	Yes
Azerbaijan	ECA	Yes	No
Bahamas, The	LAC	No	No
Bahrain	MENA	No	No
Bangladesh	SA	No	No
Barbados	LAC	No	No
Belarus	ECA	No	No
Belgium	OECD	Yes	No
Belize	LAC	No	No
Benin	SSA	No	No
Bhutan	SA	No	No
Bolivia	LAC	Yes	Yes
Bosnia and Herzegovina	ECA	Yes	Yes
Botswana	SSA	No	No
Brazil	LAC	No	No
Brunei Darussalam	EAP	No	No
Bulgaria	ECA	Yes	Yes
Burkina Faso	SSA	No	No
Burundi	SSA	No	No
Cabo Verde	SSA	Yes	Yes
Cambodia	EAP	Yes	Yes
Cameroon	SSA	No	No
Canada	OECD	Yes	Yes
Central African Republic	SSA	No	No
Chad	SSA	No	No
Chile	OECD	No	No
China	EAP	No	No
Colombia	LAC	No	No
Comoros	SSA	No	No
Congo, Dem. Rep.	SSA	Yes	No
Congo, Rep.	SSA	No	No
Costa Rica	LAC	No	No
Côte d'Ivoire	SSA	No	No
Croatia	ECA	Yes	Yes
Cyprus	ECA	Yes	No
Czech Republic	OECD	Yes	No
Denmark	OECD	Yes	No
Djibouti	MENA	Yes	Yes
Dominica	LAC	No	No
Dominican Republic	LAC	Yes	No
Ecuador	LAC	No	No
Egypt, Arab Rep.	MENA	No	No
El Salvador	LAC	Yes	No
Equatorial Guinea	SSA	No	No
Eritrea	SSA	No	No
Estonia	OECD	Yes	No
Eswatini	SSA	No	No
Ethiopia	SSA	No	No
Fiji	EAP	No	No
Finland	OECD	Yes	No
France	OECD	Yes	Yes
Gabon	SSA	No	No
Gambia, The	SSA	No	No
Georgia	ECA	No	No
Germany	OECD	Yes	No
Ghana	SSA	No	No
Greece	OECD	Yes	No
Grenada	LAC	No	No
Guatemala	LAC	No	No
Guinea	SSA	Yes	Yes
Guinea-Bissau	SSA	No	No
Guyana	LAC	Yes	Yes
Haiti	LAC	No	No
Honduras	LAC	Yes	No
Hong Kong SAR, China	EAP	Yes	Yes
Hungary	OECD	Yes	Yes
Iceland	OECD	Yes	No
India	SA	No	No
Indonesia	EAP	No	No
Iran, Islamic Rep.	MENA	No	No
Iraq	MENA	No	No
Ireland	OECD	Yes	Yes
Israel	OECD	No	No
Italy	OECD	Yes	No
Jamaica	LAC	No	No
Japan	OECD	No	No
Jordan	MENA	No	No
Kazakhstan	ECA	No	No
Kenya	SSA	No	No
Kiribati	EAP	No	No
Korea, Rep.	OECD	No	No
Kosovo	ECA	Yes	Yes
Kuwait	MENA	No	No
Kyrgyz Republic	ECA	Yes	No
Lao PDR	EAP	Yes	No
Latvia	ECA	Yes	No
Lebanon	MENA	No	No
Lesotho	SSA	No	No
Liberia	SSA	No	No
Libya	MENA	No	No
Lithuania	ECA	Yes	No
Luxembourg	OECD	Yes	No
Macedonia, FYR	ECA	Yes	Yes
Madagascar	SSA	No	No
Malawi	SSA	No	No
Malaysia	EAP	No	No
Maldives	SA	Yes	Yes
Mali	SSA	No	No
Malta	MENA	Yes	No
Marshall Islands	EAP	No	No
Mauritania	SSA	No	No
Mauritius	SSA	Yes	Yes
Mexico	LAC	Yes	Yes
Micronesia, Fed. Sts.	EAP	No	No
Moldova	ECA	Yes	No
Mongolia	EAP	Yes	Yes
Montenegro	ECA	No	No
Morocco	MENA	Yes	Yes
Mozambique	SSA	No	No
Myanmar	EAP	No	No
Namibia	SSA	No	No
Nepal	SA	No	No
Netherlands	OECD	Yes	Yes
New Zealand	OECD	Yes	Yes
Nicaragua	LAC	Yes	Yes
Niger	SSA	No	No
Nigeria	SSA	No	No
Norway	OECD	No	No
Oman	MENA	No	No
Pakistan	SA	No	No
Palau	EAP	No	No
Panama	LAC	No	No
Papua New Guinea	EAP	No	No
Paraguay	LAC	Yes	No
Peru	LAC	Yes	No
Philippines	EAP	Yes	Yes
Poland	OECD	Yes	No
Portugal	OECD	Yes	No
Puerto Rico (U.S.)	LAC	Yes	Yes
Qatar	MENA	No	No
Romania	ECA	Yes	No
Russian Federation	ECA	No	No
Rwanda	SSA	No	No
Samoa	EAP	No	No
San Marino	ECA	No	No
São Tomé and Príncipe	SSA	No	No
Saudi Arabia	MENA	No	No
Senegal	SSA	No	No
Serbia	ECA	Yes	Yes
Seychelles	SSA	No	No
Sierra Leone	SSA	No	No
Singapore	EAP	No	No
Slovak Republic	OECD	Yes	Yes
Slovenia	OECD	Yes	No
Solomon Islands	EAP	No	No
South Africa	SSA	Yes	Yes
South Sudan	SSA	No	No
Spain	OECD	Yes	No
Sri Lanka	SA	No	No
St. Kitts and Nevis	LAC	No	No
St. Lucia	LAC	No	No
St. Vincent and the Grenadines	LAC	No	No
Sudan	SSA	No	No
Suriname	LAC	No	No
Sweden	OECD	Yes	No
Switzerland	OECD	No	No
Syrian Arab Republic	MENA	No	No
Taiwan, China	EAP	No	No
Tajikistan	ECA	Yes	No
Tanzania	SSA	No	No
Thailand	EAP	No	No
Timor-Leste	EAP	No	No
Togo	SSA	No	No
Tonga	EAP	No	No
Trinidad and Tobago	LAC	Yes	Yes
Tunisia	MENA	No	No
Turkey	ECA	No	No
Uganda	SSA	No	No
Ukraine	ECA	Yes	No
United Arab Emirates	MENA	No	No
United Kingdom	OECD	Yes	Yes
United States	OECD	Yes	Yes
Uruguay	LAC	No	No
Uzbekistan	ECA	No	No
Vanuatu	EAP	Yes	No
Venezuela, RB	LAC	No	No
Vietnam	EAP	Yes	No
West Bank and Gaza	MENA	No	No
Yemen, Rep.	MENA	No	No
Zambia	SSA	Yes	Yes
Zimbabwe	SSA	Yes	No

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Indira Chand
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ichand@worldbank.org

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